What is the primary revenue source for SoFi Technologies (SOFI)?

According to the latest financial reports, the company's revenue is driven by its core business segments and operational services. You can explore the exact breakdown and proportions of each revenue stream using the interactive charts on this page.

How can I visualize and analyze SOFI's financial statements?

gkcal provides interactive Sankey diagrams and profit waterfall charts that map out SoFi Technologies's total revenue, cost of goods sold, operating expenses, and net income, making it easy to understand their business model and cash flow at a glance.

How SoFi Technologies Makes Money: SOFI Revenue Breakdown (2026)

YoY periods: H1 2026 compared with H1 2025

Source metrics

GoodwillGoodwill · Goodwill
Property, plant and equipmentProperty, plant, and equipment and finance lease right-of-use asset, after accumulated depreciation and amortization · PropertyPlantAndEquipmentAndFinanceLeaseRightOfUseAssetAfterAccumulatedDepreciationAndAmortization
Shareholder equityTotal equity · StockholdersEquity
Total liabilitiesTotal liabilities · Liabilities
Cash and cash equivalentsCash and cash equivalent · CashAndCashEquivalentsAtCarryingValue

Financial Insights

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Where did the money come from, and where was it spent?

Where is the money tied up, and how is the company financed?

Did accounting profit ultimately turn into cash?

Did the money earned actually make its way back to shareholders?